Insurance

As a service to our patients, our practice accepts many dental insurance programs, including non-managed care and PPO out-of-network.  

Our  staff will prepare all the necessary forms to file with your insurance company. However, we remind you that your specific policy is an agreement between you and your insurance company.

You will need to call your insurance company to verify that Dr. Kirkpatrick is a "participating" Dentist and not an "out of network" provider.  

SPECIAL NOTE:  Just because we are not a participating dentist on your plan, does not mean that you cannot come to our office.  The down side is that the insurance company may pay less and you may have more out of pocket expense.

In some situations however, some companies will not pay us at all if we are not a "participating" Dentist and you need to investigate to find this out.

Due to HIPPA regulations there are questions that your insurance company will only tell you as the policy holder. 

Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a pre-treatment estimate to your insurance company so that you will know what your benefits will be. Remember this is only an estimate. 

The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months.